PRIVACY POLICY
POSTED MARCH 10, 2023, BY GLENBROOK RESOURCES TEAM
Act4AffordableCoverage.com is dedicated to protecting your privacy. We will use the best technology available to us to adhere to stringent confidentiality procedures in order to keep your personal information confidential. If you have any questions about how we will protect your privacy, please contact us.
We will update our privacy policy from time to time. You will find such updates on this page.
Our company will collect information you provide us; information about your transactions with us and/or our affiliates; information about your transactions with non-affiliated third parties to whom your information is disclosed by us to facilitate your application or request; information obtained from any consumer reporting agency, like your credit history.
Our company automatically collects traffic data which includes your IP address, ISP and connected information to help us improve service and offerings. This type of traffic data does not identify you personally. As practiced on the internet, we use cookies and web-beacons to track traffic data and customer transactions for accounting purposes.
We share anonymous traffic and transactional information with service providers and affiliates on an aggregate basis for marketing, accounting and site-optimization purposes. But no NPPI information that identifies a customer or former customer is revealed in the collection and use of traffic data.
In order for you to use services offered by this site, you will need to provide us with NPPI information like:
- Name
- Address
- E-mail address
- Phone number
- Place of employment, employer, duration of time you have worked there
- Information directly relevant to your home and mortgage
- Information relevant to your credit history
- Social Security Number
- Citizenship information
- Driver’s license number
- Bank account or routing number
- Date of birth
- Information related to your debit and/or credit cards
We will use this information as prescribed above to process your requests for financial services and products.
We may disclose the NPPI collect from you on this site to our affiliates or non-affiliated third-parties such as but not limited to financial institutions and affiliates and service providers, as allowed and permitted by law.
Our company is dedicated to your privacy. Therefore your social security number, driver’s license number, bank accounting and routing number, and debit or credit card numbers, expiration dates and security codes are immediately encrypted.
We DO NOT sell, rent or otherwise share your NPPI to third-parties excepted as explained in this privacy policy and as permitted by law. You will NEVER be asked to provide NPPI in an e-mail by our company. DO NOT ANSWER or FULFILL any e-mail that APPEARS to BE FROM US requesting NPPI.
We reserve the right to disclose your NPPI including your e-mail address without your consent to comply with Federal, State, or local laws and legal requirements and to fulfill judicial requests and processes. We also provide our service providers with such information to confirm the integrity of information collected or to affiliates for accounting purposes.
We do not knowingly solicit information from persons under the age of 18. We do not offer, fulfill or provide any products or services for persons under the age of 18. By using this site, you represent that you are an adult. You acknowledge that our company’s privacy policy is accessible to you and that you have had the opportunity to read such. DO NOT use this website in any manner if any condition listed in the privacy policy is not acceptable to you or if you do not agree will all of our company’s terms and conditions.
Our company is not responsible for the privacy policy practiced on any other site. The privacy policy described on this site could differ from non-affiliated third-parties that your NPPI is shared with in order for you to retain services or products.
Right to Access Your Information You have the right to request that we disclose certain information to you about our collection and use of your personal information during the 12-month period preceding your request. Once we receive and verify your request, we will disclose to you the information that you request and we are obligated to provide under the CCPA, which may include:
- The categories of personal information we have collected about you;
- The categories of sources from which we collected your personal information;
- Our business or commercial purpose for collecting or selling your personal information;
- The categories of personal information we have disclosed for a business purpose or sold about you;
- The categories of third parties with whom we share or sell your personal information; and
- The specific pieces of personal information we have collected about you.
(2) Right to Request Deletion You have the right to request that we delete some or all of the personal information that we have collected from you, subject to certain exceptions. Once we receive and verify your request, we will delete (and direct our service providers to whom we have furnished that information to also delete) your personal information from our (and their) records. With respect to the exceptions, we may deny your deletion request in whole or in part if retaining your personal information is necessary for us or our service providers to:
- Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you;
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities;
- Debug products to identify and repair errors that impair existing intended functionality.
- Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law;
- Comply with the California Electronic Communications Privacy Act;
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent;
- Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
- Comply with a legal obligation; or
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
(3) Right to Opt-Out
You have the right to direct us not to sell your personal information to third parties. Any personal information about you that we sell to a third party cannot be sold by that third party unless you have received explicit notice and are provided with an opportunity to opt-out of the sale of your personal information.
You (or your authorized representative) may submit your request to opt-out by using the form available on this page.
Exercising Access, Data Portability, and Deletion Rights To exercise the access, data portability, deletion, and opt-out rights described above, please submit a verifiable consumer request to us by either:
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- Using the form available on this page.
Contact form - Emailing us compliance@glenbrookresourcesllc.com
- Using the form available on this page.